Tracking RadarMumbai Central

Loading…

Telecaller · Hitesh Team · Mumbai Central

Good day, Avinash

You have 0 follow-ups scheduled for today.

0 ₹0

Today's follow-ups

Scheduled callbacks for your team

Team leaderboard

Team member metrics

Live MIS

Multi-Company & Tenant Management

PLATFORM ADMIN

Create tenant companies, configure Sub-Admins, assign permissions, and oversee platform organizations.

Total Companies

1

Active Companies

1

Pending Setup

0

Suspended

0

Company Details	Admin	Plan & Seats	Leads	Branches	Status	Actions

Enterprise Audit Trail & Compliance Log

Immutable historical trail of company creations, Sub-Admin permissions, hierarchy changes, and impersonation sessions.

Timestamp	Company	Actor / User	Action Type	Event Details	IP Address

Employee Management

Manage your employees and configurations

EMPLOYEE ID	EMPLOYEE NAME	EMAIL	PHONE	ROLE	SALARY	DESIGNATION	BRANCH	REPORTS TO	LEADS COUNT	STATUS	ACTIONS

Active Lead Pipeline

Active in-flight leads, follow-ups, and cases currently in calling queue.

0 Cases

Callback:

	Created	Customer Profile	Salary & CIBIL	Case & Stage	Debt & Opportunity	Callback	Actions

Bank Policy Intelligence Vault

Copy-Protected

Search or select a bank on-demand to look up lock-in rules, part-payment terms, and compare up to 3 banks side-by-side.

🔍 Instant Bank Search:

🏛️ Or Select Bank from List:

⚡ Quick Select Popular Lenders: Click any lender to view policy

💼 Customer Salary (₹):

🔒 Locking Period:

💰 Part Payment:

📊 Sort by Lowest ROI:

💳 CC BT 📄 PL BT 📱 App Loan BT

Search to View Select up to 3 checkboxes to compare side-by-side

	Bank Name	Min Salary	Lowest ROI	Offer ROI	Part Payment Facility	Part Payment Charges	Locking Period	Foreclosure Charges (BT)	Foreclosure (Self Closing)	CC BT	PL BT	App BT	Total BT	Actions

Bank Statement Underwriting Analyser AI Parser v2.0

Automatic PDF/Excel/CSV Parsing · Password Pattern Solver · Salary Dates · Bounces · Loan Disbursements · Recurring EMIs

Auto-Password Pattern Decryption & Client-Side Privacy

Customer Company / Employer Name Optional but recommended — enables intelligent salary detection

Click to upload statement (PDF, Excel, CSV) or drag and drop

Supports HDFC, ICICI, SBI, Axis, Kotak, IDFC, IndusInd, PNB, BoB & all Indian Bank Formats

Statement Analysis Complete All salary dates, bounces, EMIs, loan disbursements & matrix summary generated.

Account Information & Statement Period

HDFC Bank

Bank Name HDFC Bank

Account Holder Customer

Account No. (Masked) XXXX-XXXX-9821

Statement Period 01/03/2026 to 31/08/2026

Opening Balance ₹0

Closing Balance ₹0

Avg Monthly Salary

₹0/m

No Salary Detected

Total Monthly EMI

₹0/m

0 Active Lenders

Total Bounces

0 Count

₹0 Penalty Fees

Highest Credit

₹0

Single Max Inflow

Highest Debit

₹0

Single Max Outflow

Loan Disbursed

0 Detected

₹0 Total Sanction

Monthly AMB

₹0

Min: ₹0

Low / -ve Balance

0 Days

Overdraft / Dip

Cash Deposits

₹0

Branch/ATM Inflow

Cash Withdrawals

₹0

ATM / Branch Cash

AI Credit Appraisal Memo & Risk Insights

Low Risk

Analyzing bank statement...

Monthly Banking Summary (Statement Matrix)

Month-wise aggregation of inflows, outflows & balances

Month	Salary Credit	Other Credits	Total Credits	EMI/Loan Debit	Other Heavy Debit	Bounces	Closing Balance

Intelligent Salary Detection

Salary Detected: Yes High Confidence

Employer / Source LifeWorks Wellbeing

Avg Monthly Net ₹0/m

Latest Credit ₹0

Frequency & Track Monthly (0 mos)

Analyzing recurring monthly patterns...

Verified Salary Credit Transactions

Bounces & Return Penalties

0 Returns

Loan Disbursements Detected

0 Loans

Loan & EMI Analysis (Liabilities)

Total EMI: ₹0/m CC: ₹0/m

Lender / Entity	Amount	Frequency	Type	Confidence

Save & Link Underwriting Report to Customer Lead:

Date	Narration / Description	Category Tag	Debit (Withdrawal)	Credit (Deposit)	Running Balance

Monthly MIS

Logins: 0 Fresh: 0 CF: 0 Sanctioned: 0 Disbursed: 0 Vol: ₹0 L

Stage

Bank

Product

Team Leader

Telecaller / TSO

Pipeline Cases

Lead ID	Loan App No.	Login Date	Customer & Mobile	Bank / Product	Stage	Amount (₹)	Team / TL	MIS Month	Actions

Disbursements & Lock-in Radar

to

Disbursed

0

Current Month Cases

Disbursed Value

₹0 L

Current Month Volume

This Month

₹0 L

Calendar Month

Lock-in Ending Soon

0

≤30d Pre-Alert

BT Opportunity

₹0 L

Ready for Pitch

Disbursed

₹0 L

0 Cases

This Month

₹0 L

Active Run-rate

Ending Soon

0 Cases

≤30d Pre-Alert

BT Ready

₹0 L

Pitch Opportunity

Bank

Product

Team Leader

Telecaller / TSO

Case ID	Loan App No.	Disb. / Expected Date	Customer	Bank & Product	Amount	Telecaller / TL	Lock-in Opportunity	Status	Actions

Productivity Radar: Permanent tracking for Balance Transfer opportunities. Once converted, the record changes from BT Alert → Login and syncs live stages from MIS.

MIS Synced

Zero-Duplicate SSOT

Customer & Contact	Original Disbursed Loan	Alert & Login Dates	MIS Application ID & Lender	Current MIS Stage & Flow	Final Outcome	Actions

DSA Commission & Earnings Hub

Company Admin

Month-wise lending partner commissions, GST liability & net realized payouts.

Month:

Total Disbursed Volume

₹0

0 Cases Disbursed

Gross Payout Earned

₹0

Calculated from case slabs

GST Liability

₹0

Tax deduction liability

Net Realized Payout

₹0

Net Profit Realized

Disbursed Cases Revenue & Payout Ledger Sep 2026

Showing actual disbursed loans with case-level payout calculations

Case / Customer	Bank	Disbursed Amount	Payout %	Gross Payout	GST %	GST Deduction	Net Payout	Disbursed Date

Attendance Hub

Verified Hierarchy

Geo-fenced office check-in with live GPS verification & selfie audit trail.

Month:

Present: 0 Late: 0 Missing Punch: 0 Absent: 0 Total Hours: 0h 0m

Date	Punch In	Punch Out	Hours	Status	Actions

Present Today

0

Late Arrivals

0

Absent / Pending

0

Total Team Size

0

Employee	Punch In	Punch Out	Hours	Status	Selfie & Audit

Authorized Office Locations

Configure multi-office GPS geofences and radius permissions.

Mandatory Attendance Roles

Select which roles must verify GPS and selfie attendance daily:

TSO / Telecaller Team Leader (TL) Deputy Manager Branch Manager

Biometric & Face Match Policy

Master threshold rules for automated 1:1 facial verification.

Active Rule: 70% Match Required

Face Match Threshold 70%

Recommended: 70%. Balances lighting variations while rejecting imposters/friends.

Max Failed Attempts

After max retries, attendance flags as an Exception for Supervisor Review.

Default Office Geofence

metres

Global default allowed distance from configured office latitude/longitude.

Branch Shift Configuration

Configure shift timings, grace periods per branch.

Month:

Active Policy: Standard 6-Day Policy v1

Roster Count

0

Active Employees

Gross Payroll

₹0

Base Monthly Roll

Total Deductions

₹0

Attendance Penalties

Net Payable

₹0

Disbursement Amount

Sandwich Deductions

0 Days

Offs Converted to LOP

100% Deterministic Engine: Salary calculations are calculated purely by mathematical rule formulas. Zero AI involvement. Click "Audit Breakdown 🔍" on any employee to inspect the day-by-day deduction arithmetic and policy verification trail.

Employee	Role & Branch	Gross Salary	Payable Days	Present	Late	Leaves	Sandwich	Deductions (₹)	Net Salary (₹)	Actions
Loading monthly payroll calculation…

Employee Attendance & Salary Configuration

Auto-synced from Onboarding / Employee Master. Configure per-employee rules & financial parameters.

Company:

Role:

Status:

Automatic Onboarding Synchronization: All onboarded employees from the CRM Employee Master are automatically available here. No separate manual employee creation is required. Working time is inherited from the employee's assigned office location.

Employee	Role & Branch	Working Time (Location)	Gross Salary	Late Mark Rule	Sandwich Policy	Loan Target	Incentive	PT Ded.	Action
Loading employee configuration roster…

Calling Data & TSO Calling Tracker v2.0

Single-queue zero-leakage calling, live scheduled callbacks, and telecaller productivity MIS.

Assigned Data

0

Total records allocated to queue

Completed

0

Calls dispositioned & processed

Callbacks Pending

0

Resurfacing at scheduled time

Not Yet Called

0

Remaining fresh calling queue

Queue Progress: Customer 0 of 0

Fresh Queue

Customer Full Name

Customer Name

Batch: — Attempt #0

Direct Contact Number

+91 —

Click to Call

Select Call Disposition & Outcome *

Call Notes & Observations (Optional)

Data Information

What each uploaded file actually delivered. Updates automatically as the team records outcomes.

Date	Data type	Batch	Total	Called	Interested	Follow-up	Ringing	Not int.	Wrong no.	Not called	Data score

MIS Filters & Dimensions

Date From

Date To

Upload Batch

Team

Telecaller

Data Assigned

0

Unique Customers

0

Total Attempts

0

Interested

0

Callbacks Today

0

Overdue Callbacks

0

Calling Outcome Breakdown All Attempts

Interested 0

Not Interested 0

Call Back 0

No Answer 0

Busy 0

Wrong No. 0

Imported Batch Totals Company Scope

Uploaded 0

Valid 0

Rejected 0

Assigned 0

Unassigned 0

Telecaller Performance & Coverage

Assigned workload, unique customer reach, and conversion ratios.

Telecaller	Team	Assigned	Unique Called	Attempts	Interested	Callbacks	Coverage %	Action
Loading Calling MIS records…

Master Settings Live Dynamic Configuration

Master Configuration Panel

Configure risk cooling periods, balance transfer alerts, FOIR limits, snooze presets, call dispositions, workflow stages, branding, and phone privacy rules.

Import

Contabo VPS Live Telemetry & Resource Monitor

Main Owner Exclusive Loading RAM... 🟢 Online

Real-time Contabo Cloud VPS hardware monitoring: Host RAM, CRM Node.js process memory, CPU load, and Hostinger MySQL SSOT connection.

Host VPS RAM --% Used

-- GB of -- GB

Free RAM: -- GB Optimal

CRM Process RSS PID: --

-- MB Resident Memory

Heap: -- / -- MB Node: v--

vCPU Cores & Load 4 vCPUs

-- 1m / 5m / 15m

1 MIN--

5 MIN--

15 MIN--

CPU: Intel/AMD

Hostinger DB & Uptime SSOT Connected

-- App Uptime

VPS Uptime: -- Host: --

Leads: -- Employees: --

Target Node: Contabo VPS (194.163.153.183:3001) · Auto-refreshes every 30s when Master Settings is open. Last polled: Never

Universal Browser Push Notifications

Disabled

Deliver real-time alerts when the app is minimized or in the background.

Configure

Radar AI WhatsApp Automation Engine

Local Gateway Checking Gateway...

Autonomous WhatsApp dispatch for Follow-Up Reminders, Due Callbacks, and BT Lock-in Alerts.

Local Gateway URL

PORT 7005

Cloudflare Tunnel Public URL

HTTPS

Gateway API Key (X-API-Key)

Active WhatsApp Session

WhatsApp Account Direct Link Checking Status...

Link WhatsApp directly inside Tracking Radar with an 8-digit code — no external platform required.

Enter Mobile Number of WhatsApp to Link:

+91

Loan Locking Reminders (WhatsApp to TSO)

Multi-Stage

Automated WhatsApp alerts sent to telecallers before lock-in completion to contact customer and update status via CRM.

Enable Locking Reminders

1st Reminder (Days Before) *

Days

e.g. 15 days before lock-in

2nd Reminder (Days Before) *

Days

e.g. 7 days before lock-in

3rd Reminder (Days Before) *

Days

e.g. 1 day before lock-in

Daily Dispatch Time (IST) *

Daily evaluation time (IST)

Radar AI Engine Active

📞 Due Callbacks

📋 Follow-ups

⚡ BT Alerts

Radar AI Live Test & Dispatch Sandbox

100% Localhost Verified

1. Risk & Bank Cooldown Policy

Configure cooling period duration after bank rejections

Policy Guard

Bank Rejection Cooling Period (Days) *

Presets:

Days

Number of days before notifying that a customer is eligible to re-apply.

Auto-Alert on Cooldown Expiry

Push to Today's Queue when cooling period expires

2. Balance Transfer & Lock-in Alerts

Set lock-in alert windows & default proposal figures

BT Radar

Advance BT Alert Window (Days) *

Days

Alert before lock-in completion (e.g. 30 days before).

Urgent BT Trigger Month *

Month

Month after disbursal to flag as high-priority opportunity.

Default Target BT Rate (% ROI) *

% p.a.

Benchmark ROI used in 1-click quotes.

Default Calculation Tenure (Months) *

Months

Default amortization period for comparisons.

3. Underwriting & FOIR Matrix Rules

Customize maximum EMI capacity & salary multiplier tiers

Underwriting

Salary < ₹50k

%

₹50k - ₹100k

%

Salary > ₹100k

%

Fixed Obligation to Income Ratio (FOIR) for customer's allowable EMI capacity.

Fresh Salaried Pre-Approval Multiplier *

× Salary

Multiplier for fresh loan estimates (e.g. 18× monthly net salary).

4. Sales Workflow & Snooze Presets

Define 1-click follow-up reschedule intervals

Quick Actions

Short

Days

Medium

Days

Long

Days

Quick reschedule button chips displayed on Lead Cards and Table Actions.

Audio Bell Alarm on Due Callback

Rings audio chime when scheduled callback time arrives

5. Dynamic Call Dispositions & 1-Click Fast Actions

Manage call outcome options, auto-snooze timers, and 1-click fast buttons in Log Call modal

Disposition / Outcome	Auto-Snooze Offset	Auto-Target Stage	1-Click Fast Action	Default Call Note	Action

6. Lead Pipeline Workflow Stages

Define custom sales funnel stages, status colors, and conversion phases across the CRM

#	Stage Key (Code)	Display Name	Badge Preview	Funnel Category	Action

7. Organization Branding & Quotation Templates

Dynamic headers, sender names, contacts, and WhatsApp proposal disclaimers

Branding

Company / Advisory Name *

Brand Tagline

Official Support Phone

Official Support Email

Official WhatsApp Proposal & Quotation Disclaimer *

8. Role Feature Access & Hierarchy Visibility Matrix

Configure exact tools, modules, and data permissions visible down each level of the hierarchy

CRM Feature / Capability	Branch Manager	Deputy Manager	Team Leader	Telecaller

9. Dynamic Feature Flags & Custom Rules Registry

Add custom feature keys and business parameters on the fly without writing code

Rule / Feature Key	Display Label	Value	Type	Description	Action

10. Disbursement Retention & Lock-in Engine

Control operational visibility window for lower hierarchy while preserving permanent lifetime reporting

Retention Gate

Hierarchy Operational Visibility Window (Days) *

Presets:

Telecallers & TLs see disbursed cases for this duration from Disbursement Date. After expiry, cases exit operational view but are permanently retained in system archive.

Lock-in Pre-Alert Window (Days Before Expiry) *

Presets:

Triggers the 🟡 Pre-Alert state on the Lock-in Opportunity Radar for early document collection.

System Archive Guarantee: Permanent operational and reporting access across all historical disbursement data.

Enable Radar Alerts

11. Phone Number Privacy & Lead Ownership Protection

Dual-lock security combining Master Configuration + Direct Reporting Hierarchy permissions.

Zero-Trust Scoping

Select Number Visibility Policy Mode:

Option 1 — TSO (Owner) Only Maximum Privacy

Mobile number is visible only to the assigned TSO and Company Admin. Hidden from TL, DM, and Manager.

TSO: ✓

TL: ✕

DM: ✕

Mgr: ✕

Admin: ✓

Option 2 — TSO + Team Leader Recommended

Mobile number is visible to TSO + Direct Team Leader in reporting tree + Company Admin.

TSO: ✓

TL: ✓

DM: ✕

Mgr: ✕

Admin: ✓

Option 3 — TSO + Manager Branch Head

Mobile number is visible to TSO + Direct Branch Manager + Company Admin. Hidden from TL and DM.

TSO: ✓

TL: ✕

DM: ✕

Mgr: ✓

Admin: ✓

Option 4 — Everyone in Reporting Tree Full Lineage

Mobile number is visible to all authorized supervisor roles in the lead's direct reporting chain.

TSO: ✓

TL: ✓

DM: ✓

Mgr: ✓

Admin: ✓

Masking Display Format

Replaces the actual phone number in the UI and stripped from API payloads.

Action Link & Lead Ownership Controls

Strict Action Lockdown: Disable Call & WhatsApp buttons when number is hidden Lead Ownership Lock: Require Supervisor authorization & record 7-point transfer audit

12. MIS Module Permissions & System Rejection Alert Thresholds

Granular role-level access to the monthly MIS module and automatic high-rejection trigger limits

Hierarchy MIS Access

Role-Based MIS Permission Matrix

Designation / Role	View MIS	Team MIS	All MIS	All Months View	Export MIS	Rejection MIS	Disbursement MIS	Edit MIS	Financials ₹

High Rejection Alert Rate Threshold (%)

%

Triggers high-priority alert if TL / Bank rejection rate breaches this threshold.

Minimum Cases for Alert Trigger

Minimum login volume required before triggering statistical rejection alerts.

Stale Inactive Case Alert (Days)

Flags "Action Required" if a pending login case has no activity for N days.

13. Bank Master & Active Lenders

Single Source of Truth for Lending Partners, Multi-Login & Pipeline Allocation

25 Banks Active

Bank / Lender Name	Base Lender	Product Category	Status	Actions

14. Automated Monthly Email Dispatches (Monthly MIS & Attendance Reports)

Auto-dispatch executive MIS and team attendance/payroll reports with CSV attachments to Main Admin email

🟢 Auto-Dispatch Active

Enable Monthly Dispatch:

Dispatch Day of Month

Dispatch Time (IST)

Reports to Include in Monthly Dispatch

📊 Monthly MIS Performance & Sales Pipeline Total logins, sanctions, disbursements, TAT, conversion ratios & attached CSV

👥 Monthly Team Attendance & Payroll Deductions Days present, late arrivals, sandwich deductions, net salaries & attached CSV

Target Recipient Email Addresses

Automatically delivers to the Company Main Admin email (admin@trackingradar.in). Add extra comma-separated emails below:

Instant On-Demand Dispatch & Live Verification

Generate current month or previous month reports and email them to your inbox immediately.

Daily MIS Snapshot Email

Sends a daily business summary to the company owner's email at the chosen hour (IST).

Enable

Send at Hour (IST)

Not yet sent

Recent Dispatch Delivery History Last Dispatched: None recorded yet

No dispatches executed yet. Use the "Send Report Email Now" button above to test.

Radar AI Module v2.0 Role Console

Autonomous WhatsApp Engine & Multi-Role Console

Role-isolated WhatsApp automation engine. TSOs & Company Admins connect their accounts seamlessly without exposing platform API keys or credentials.

Gateway Online

WhatsApp Account Connection Checking Status...

Link your WhatsApp account to send automated messages directly to customers from your official number.

Get 8-Digit Pairing Code

Enter your 10-digit mobile number registered with WhatsApp to generate a pairing code.

+91

Radar AI Message Delivery Logs & Audit Trail

Real-time delivery records filtered by company and role isolation rules.

Sent At	Type	Recipient	Phone	Status	Message Snippet

Live Engine

Quick Lead Capture

Quickly register this contact to set a callback reminder for your sales pipeline.

Customer Full Name *

Mobile Number * (10 Digits Mandatory)

+91

Callback Date (Optional)

Callback Time 12-Hr AM / PM

:

Quick Timing / Call Note

Quick schedule presets:

Select Case / Inquiry Type

NEW

Customer Full Name *

Mobile Number * (10 Digits Mandatory)

+91

Company / Employer Name

Email Address (Optional)

City / Pincode

Monthly Salary (₹)

CIBIL Score GOOD

Pipeline Stage

Existing Loans & Credit Cards to Balance Transfer

Add running loans & credit cards to calculate instant BT EMI savings & auto-generate pitch

Next Callback Date

Callback Time

:

Follow-up Notes / Customer Remarks

Customer Reminders #CR10251

Total Scheduled: 0 | Completed: 0

Schedule Follow-up Reminder

Set exact callback date, time, and follow-up agenda

Reminder / Follow-up Type *

Priority Level *

Reminder Date *

| | | |

Reminder Time

:

Follow-up Remark / Notes *

Radar AI WhatsApp Reminder Automated

Dispatch scheduled WhatsApp reminder directly to customer's mobile via Radar AI

Tracking Radar Sanction & EMI Savings Quotation

Official Balance Transfer & Consolidation Proposal

Tracking Radar Capital Advisory

Authorized Multi-Lender Direct Sales Associate

21 Aug 2026

Pre-Approved Quotation

Customer: Avinash Mali

Employer: Reliance Retail Ltd

Total Running Debt: ₹5,70,000

Current Setup

Combined Monthly EMI

₹20,200/m

Axis Bank (₹4.5L) + HDFC Card (₹1.2L)

New BT Offer

New Consolidated EMI

₹14,454/m

HDFC Bank @ 9.99% (48 Months)

✨ Total Estimated Financial Savings

Save ₹5,746 / Month (₹68,952 / Year)

Zero foreclosure penalty + Extra Top-up loan available

Repayment Schedule Breakdown (Amortization): 48 Months Tenure

Month	EMI	Principal	Interest	Balance

Tracking Radar AI Loan Copilot

RADAR AI

Underwriting intelligence, instant telecaller pitches & bank policy analysis

Tracking Radar AI Assistant

Namaste! I am your Tracking Radar AI Loan Copilot. I have indexed all 23 Bank & NBFC policies, active customer debt profiles, and multi-lender eligibility calculators.

You can ask me to pitch any customer, find eligible banks for a salary, calculate consolidation savings, or list urgent callbacks.

Tracking Radar Multi-Lender Eligibility Engine

FOIR & Multiplier Radar

Calculates maximum sanction limits across 23 banks with zero manual data entry

Customer

Monthly Salary

Company Cat

CIBIL Score

Max Eligibility

FOIR Applied

Available EMI

Lowest Rate

🏛️ Top Matching Bank Offers (Calculated via 23 Bank Matrices): Ranked by lowest ROI

Bank / Lending Partner	Approved Limit	ROI	Tenure	Monthly EMI	Lock-in	Actions

Debt Consolidation & Balance Transfer – AI Agent Engine

Configurable Multi-Lender

Dynamic sender branding, conditional employment clause, and live editable message preview

Sender / Lender Name *

Presets:

Customer Profile Details Caller: Avinash

Customer Full Name *

Employment Company ✓ Included in pitch

If blank, the employment sentence is automatically omitted.

Required Documents

PAN Card Aadhaar Card Latest 3 Months' Salary Slips Latest 6 Months' Bank Statement Current Loan Repayment Schedule / Loan Statement

🎯 Scenario:

Generated Pitch Message (Live WhatsApp Preview)

✨ Live Auto-Synced 0 chars

Company Scoped

This pitch will automatically be available to all telecallers & supervisors in your company hierarchy.

Pitch Title *

Category / Case Type

Subtitle / Purpose

Badge Color Theme

Click to Insert Dynamic Lead Variables: Auto-replaces with lead info

🇬🇧 English Script Template * 0 chars

🇮🇳 Hindi Script Template (Optional) 0 chars

Required Documents Checklist (One document per line)

These will be formatted as bullet points when using the {requiredDocs} variable.

RBAC & Lineage

Configure hierarchy lineage, reporting supervisor, and set login credentials

Full Name *

Employee ID / Code *

Select Designation / Role *

Reporting Supervisor / Head *

Team / Department *

Office Branch *

Monthly CTC / Salary (₹) *

Mobile Phone Number *

Official Email / Login ID * Login ID

Personal Email (2FA OTP) * Auto-synced

Set Login Password *

🔒 Passwords are cryptographically salted and hashed with SHA-256 before storage.

Account Status

Access Tier

Lead Intake & Personal Queue Access

Won Case

Record Official Disbursement

Disbursed Amount (₹) *

Disbursement Date *

Disbursing Bank / NBFC *

Product Type *

ROI (% p.a.)

Tenure (Months)

Automatic Snapshot & Lock: Recording disbursement creates an immutable certificate and automatically schedules Bank Lock-in tracking.

Provenance Trace

Radar BT Lifecycle

Disbursement → Lock-in Alert → MIS Application History

Single Lead SSOT Record

Stage Progression Guard

Please tag this case to MOVE MIS LOGIN stage

Customer:

Current Stage:

Attempted Stage:

Stage: Fresh Lead

Next Action / Disposition

Customer Name (ID)

Next Action / Disposition *

Remind me (Optional)

Remarks / Interaction Notes (Optional)

Login Date *

Login Amount (₹) *

Login Bank / Lender *

Product Type *

Loan Application Number (Optional) Bank Reference Number

Can be updated anytime later once received from the underwriting bank.

Automatic MIS Entry: Tagging this case as Login enrolls it in the Central MIS reporting pipeline with automatic month-end carry forwards.

Stage: Sanctioned

Record Underwriting Sanction

Customer Name

Sanction Date *

Sanctioned Amount (₹) *

Sanctioning Bank *

Offered ROI (% p.a.)

Loan Application Number (Optional)

Stage: Disbursement Tagged

Tag for Disbursement (Hub Entry)

Customer Name

Expected Disbursement Date *

Expected Disbursing Bank *

Expected Amount (₹) *

Loan Application Number (Optional)

Moves to Disbursement Hub: Immediately appears in Team Leader and Telecaller Disbursement Radar with Today / Tomorrow / Overdue status tracking.

Terminal Stage

Record Underwriting Rejection

Customer Name

Rejection Date *

Rejection Category *

Primary Rejection Reason *

Detailed Remarks / Underwriter Notes

Terminal Outcome: Closes the active MIS pipeline. No further month-end carry forwards will occur, but complete rejection analytics will be preserved for management reporting.

ABND Milestone

Record ABND (Approved But Not Disbursed)

Customer Name

ABND Date *

Approved Amount (₹)

Sanctioned / ABND Bank *

ABND Category *

Specific ABND Reason *

Detailed Remarks / Underwriting Notes

ABND Record: Marks this case as Approved But Not Disbursed. It closes the monthly carry-forward pipeline while retaining full underwriting history for reporting.

Edit Mode

Edit MIS Record & Pipeline Details

Update stage, amounts, bank partner, and application numbers

Customer Name *

Mobile Number * (10 Digits Mandatory)

Loan Application Number (LAN)

Pipeline Stage *

Login Date *

Login Bank

Login Amount (₹)

Sanction Amount (₹)

Sanction ROI (%)

Disbursed Amount (₹)

Product Type

Notes / Remarks

Update Loan Application Number

Audit Trail

Locked Disbursement Record

Attendance Verification

Step 1: Location Verification

Verify Your Location

We need your current browser GPS location to verify that you are at your authorized office.

Assigned Office: Mumbai Office

Allowed Radius: 100 metres

Live Face Verification

Attempt 1 of 3

Please look straight at the camera. Live optical liveness & face matching active.

Live Optical Feed

Anti-Spoof ✓

Align Face Center

28 Aug 2026 · Mumbai Office

Face Reference Setup

1-Time 3-Angle Face Onboarding

Setup Guidelines:

Plain background Good lighting No sunglasses 3 Reference Angles

Step 1: Front-Facing Center Angle Photo 1 of 3

Live Camera

AI Biometrics Active

Look Straight Center

1. Center

2. Left Angle

3. Right Angle

I consent to store reference face vectors securely for automated geo-fenced attendance audit.

Employee Face Profile

Checking…

Biometric Enrollment & Verification Audit Trail

Fetching Face Biometric Data & Security Audit…

Status

Enrolled

Enrolled On (IST)

—

Face Descriptors

3 Vectors (128D)

Consent

Registered 3-Angle Reference Photos

3 Angles Stored

1. Center Angle

Full Frontal

2. Left Angle

Turned Left

3. Right Angle

Turned Right

Recent Punch & Verification Audit

Latest Attendance Punches

Date / IST Time	Selfie	Location & Distance	Face Match	Status
No recent punch records found.

Add Authorized Office Location

Office Name *

Latitude *

Longitude *

Allowed Geo-Fence Radius *

Office Address

Location Working Hours & Grace Period Auto-Inherited

Start Time *

End Time *

Grace (Mins) *

Employees assigned to this location automatically use this working time for Present, Absent, Late Mark and working-hours calculations.

Company Branch & Team Hierarchy * Company Isolated

Company Branch *

Select Teams from this Branch *

Employees assigned to the selected company branch and teams will be verified against this location when marking attendance.

Employee Name EMP-ID

TSO • Mumbai • September 2026 • Policy v1

Deterministic 6-Step Payroll Formula 100% Math • Zero AI

Final Payable = Gross − Absent Ded. − Late Ded. − Target Ded. − PT Ded. + Incentive

1. Gross Salary

₹0

₹0/d

2. Absent Ded.

-₹0

0d ded.

3. Late Marks

-₹0

0 late

4. Target Ded.

-₹0

—

5. PT Tax

-₹0

Prof. Tax

6. Incentive

+₹0

—

Final Payable

₹0

0 / 30 d

Date & Day	Day Type	Punch In / Out	Working	Status	Deduction	Audit Explanation & Calculation Formula

Audit verified by Deterministic Payroll Engine. Zero AI calculations.

Company Attendance & Salary Policy

Configure working days, sandwich rules, late penalties & salary basis.

Policy Title / Name *

Effective From Month *

Work Week & Weekly Offs

Working Days / Week

Saturday Rule

Sunday Rule

Sandwich Absence Rule Configuration

Enable Sandwich Rule (Unpaid leave / absence around weekly offs)

Sandwich Trigger Mode

Company A Example: Saturday leave + Sunday off = 2 days deducted. Monday absent = +1 day = 3 days deduction.
Company B Example: Saturday leave + Sunday off = Sunday remains paid.

Late-Coming, Half-Day & Salary Arithmetic

Paid Leave / Month

Half-Day Min (Hrs)

Late Marks Threshold

Late Penalty (Days)

Salary Calculation Basis (Per-Day Rate) *

Deduction Rounding Rule

Employee Name EMP-ID

TSO • Mumbai • Auto-Synced from Employee Master

1. Working Time (Auto-Inherited from Location) Mumbai Main Office

Shift Start

09:30 AM

Shift End

06:30 PM

Grace Period

15 mins

Punch Radius

100m

Automatically uses the working hours configured on the employee's attendance office location. No separate working-time configuration needed here. Used for Present, Absent, Late Mark, and working-hours calculations.

2. Late Mark Deduction Policy

Number of Late Marks Allowed

marks/mo

Deduction After Allowed Late Marks

Applied once late marks in the month exceed the allowed quota.

3. Sandwich Policy

If an employee is absent on both Friday and Monday (or surrounding a holiday), convert intervening weekend/holiday into Loss of Pay (LOP).

Yes No

4. Salary & Professional Tax (PT)

Gross Monthly Salary (₹) Auto-Fetched

₹/month

Professional Tax (PT)

Yes No

₹ flat

5. Loan Disbursement Target & Target-Based Deduction (Optional)

Enable Disable

7. Incentive Configuration (Optional)

Applicable Not Applicable

Deterministic 6-Step Formula Preview 100% Math Formula

Final Payable = Gross − Absent Ded. − Late Ded. − Target Ded. − PT + Incentive

Estimated Net Salary (Base): ₹0

Punch In Selfie 94% Match ✓

Punch In Verified

Time: 09:24 AM

GPS Distance: 28m (Inside 100m)

GPS Accuracy: ±12m

Punch Out Selfie 92% Match ✓

Punch Out Verified

Time: —

GPS Distance: —

Working Time: —

Upload Calling Batch & Assign

Upload .xlsx / .csv calling lists (1k–5k+ rows), deduplicate, and allocate to telecallers.

Data type *

Click to browse or drop .xlsx / .csv file here Supports varying column names. Automatically maps "Customer Name" and "Mobile Number".

Fast in-memory parsing with SheetJS

Allocation Split Preview

Equal Split Advanced (Manual)

Telecaller	Team	Allocated Share

Unanswered Numbers

Numbers that rang with no answer. Re-churn to hand them to telecallers again.

Customer	Mobile	Last caller	Attempts

Re-churn to Split equally among all telecallers Split among different callers (not the previous caller) Give back to the same caller

Edit Admin Permissions

Single Source of Truth: Configured across all companies platform-wide

Set payout commission & GST deduction rate.

Select Lending Partner / Bank *

Payout Percentage (%) *

%

GST Deduction (%) *

%

Apply Configuration Option: *

Future Cases Only Recommended

Keep existing case payouts locked. The new rate applies automatically only to new cases disbursed after this change.

Existing + Future Cases Recalculates History

Recalculate all applicable existing cases and affected historical monthly totals using the new rate.

Live Calculation Example (On ₹10,00,000 Disbursal):

Gross Payout (3.0%): ₹30,000

GST Deduction (5.0%): - ₹1,500

Net Realized Payout: ₹28,500

Manage Company Seat Quota

Allot & customize user seat limits per tenant.

Target Company:

—

Currently Used: 0 Seats

Subscription Plan Tier

Max User Seats Allotted *

Authorized platform administration can adjust this seat quota as needed.

One Platform. Multiple Problems. One Solution.

Welcome Back!

Two-Factor Verification

Reset Password

Verify Reset Code

Create New Password

Good day, Avinash

Today's follow-ups

Team leaderboard

Multi-Company & Tenant Management

Enterprise Audit Trail & Compliance Log

Employee Management

Active Lead Pipeline

All Caught Up!

Bank Policy Intelligence Vault

Side-by-Side Bank Policy Comparison

Multi-Loan Consolidation & EMI Savings Calculator

1. Current Running Loans

2. New Consolidated Loan Proposal

3. Monthly Savings Impact

Bank Statement Underwriting Analyser AI Parser v2.0

Account Information & Statement Period

Monthly Banking Summary (Statement Matrix)

Intelligent Salary Detection

Bounces & Return Penalties

Loan Disbursements Detected

Loan & EMI Analysis (Liabilities)

Disbursements & Lock-in Radar

DSA Commission & Earnings Hub

Lending Partner DSA Commission & GST Slabs

Attendance Hub

Authorized Office Locations

Mandatory Attendance Roles

Biometric & Face Match Policy

Branch Shift Configuration

Employee Attendance & Salary Configuration

Calling Data & TSO Calling Tracker v2.0

Queue Complete! Outstanding Work!

Customer Name

Telecaller Performance & Coverage

Master Configuration Panel

Contabo VPS Live Telemetry & Resource Monitor

Universal Browser Push Notifications

Radar AI WhatsApp Automation Engine

WhatsApp Account Direct Link Checking Status...

Loan Locking Reminders (WhatsApp to TSO)

Radar AI Live Test & Dispatch Sandbox

1. Risk & Bank Cooldown Policy

2. Balance Transfer & Lock-in Alerts

3. Underwriting & FOIR Matrix Rules

4. Sales Workflow & Snooze Presets

5. Dynamic Call Dispositions & 1-Click Fast Actions

6. Lead Pipeline Workflow Stages

7. Organization Branding & Quotation Templates

8. Role Feature Access & Hierarchy Visibility Matrix

9. Dynamic Feature Flags & Custom Rules Registry

10. Disbursement Retention & Lock-in Engine

11. Phone Number Privacy & Lead Ownership Protection

12. MIS Module Permissions & System Rejection Alert Thresholds

13. Bank Master & Active Lenders

14. Automated Monthly Email Dispatches (Monthly MIS & Attendance Reports)

Autonomous WhatsApp Engine & Multi-Role Console

Platform WhatsApp Provider & Universal Sender

WhatsApp Account Connection Checking Status...

Get 8-Digit Pairing Code

Scan QR Code with WhatsApp

Customizable Message Templates

TSO Automated Daily Alert Engine

Company Admin Team Performance Digest

Radar AI Message Delivery Logs & Audit Trail

Create Message Template

AVINASH MALI

➕ Add New Lead / Case Intake

Quick Lead Capture

Existing Loans & Credit Cards to Balance Transfer

MIS Login & Underwriting Details

Disbursal & Lock-in Tracking Details

Bank Rejection Cooldown Details

Final Login Submission Details

🏦 Add / Edit Bank Product Policy

One Platform. Multiple Problems.
One Solution.